We give you the best way to save and pay for your family's life-long wellness, from tot to pop.
can invest in a house, a business or superannuation, though your investments aren't much use if your family is not well. Health insurance makes sense for high income earners or those that have chronic illness, but for many young and healthy families, a VSPRY Health Saver is a smart way to invest in your most important asset - your family.
Just like a savings account, you deposit a regular amount and earn income on your Health Saver balance. You sleep safe knowing that VSPRY gives you the confidence and discipline to only spend your savings on health and wellness-related services.
Spend them on common procedures such as visits to the dentist, chiropractor, physio or optometrist.
Or, spend them at the gym, at a sporting club, at the vet for your pet, with a naturopath, or any other practitioner that in your opinion assists you and your family to live well.
Your Health Saver gives you the power to decide what wellness means to you.
It's a health plan designed by you, for your family.
Let's be really clear - you can only spend what you have saved in your Health Saver.
If you incur a medical bill and you don't have enough savings in your Health Saver, you will need to fund the difference from another source.
However, the best part of this is that you are not funding someone else's healthcare, and you will only pay for what you use.
Now you can have a health plan that covers services that you want for your family.
We help to manage surprise family health and wellness expenses.
Subject to making application and Vspry approving your application, split the cost into equal instalments over an agreed number of fortnights or months, to ease the burden on your budget.
It's interest-free and fee-free, with no late fees. We want you to pay on time, but we don’t penalise you when you don’t. Depending upon how late you pay, the consequences of continued late payment will merely be your credit limit with Vspry. We rely on your good nature to pay us back.
Choose your frequency and choose the number of instalments.
If your income is more than $90,000 a year ($180,000 for families), it can make financial sense to buy Hospital Cover.
Not only can Vspry help you grow your Health Saver balance, we can also help you access affordable Hospital Cover with the added benefits of avoiding the Medicare Levy Surcharge, and avoiding wait-lists for elective surgery.
Read more about Hospital Cover options, which are issued by nib health funds limited.