The Financial Services Guide (FSG) is issued by Vspry Australia Limited ABN 41 631 026 330 (VSPRY) and is an important document designed to assist you in deciding whether to use any of VSPRY’s products and services. It contains information about:

  • our products and services;
  • any potential conflicts of interest in providing you with our products and services;
  • how we and our staff are remunerated;
  • our complaints handling process; and
  • how to contact us.

When we provide information to you about VSPRY’s financial products, we’ll give you a Product Disclosure Statement (PDS) or other relevant disclosure documents. These documents contain important information about the financial product, including its key features, fees, benefits and risks. They will help you make an informed decision about a product, so read the relevant PDS or disclosure documents carefully.

Financial Services Guide

  • Coming soon

©2019-2020 Vspry Australia Limited ABN 41 631 026 330.


Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you.


Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595.


Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.


VSPRY® is a registered trademark of Vspry International Limited. Your health, your way. Be very spry.