Your health, your way

Some things we just accept, because that’s how it’s always been. When you have a life to be lived, the last thing you want is to be held back. When it comes to the most important things — like your freedom, money and health — don’t let anyone stand in your way. What if you could find a new and better way to take care of your health, one that puts you in control, and lets you decide what’s best for you. A way to save, and to spend your own money on your well-being, with a safety net to fall back on. A self-health plan created for the generation that’s here, now. A generation with a future that will be brighter, and healthier, because it belongs to you.

Insurance vs Health Stash

You need a plan to be healthy, just like you need a plan to be financially secure.

  • Insurance is for disasters like your house burning down, or for you being struck by a chronic illness (health insurance).
  • Saving and investing helps to prevent a disaster (Health Stash)

Is it time to say Namaste to your health fund?

Designed by you, for you

Living well begins with focusing on what wellness means to you. For most, this probably involves prioritising those health and wellness essentials such as regular visits to the dentist, chiropractor, physio or optometrist. Though, for others it might mean investing in a personal trainer or regular appointments with a naturopath to achieve specific health and wellness goals. Whether your goals are to get back in shape, to improve your diet or simply to de-stress and create a more balanced lifestyle, we are with you on your aspiration for a future that will be brighter, and healthier, because it belongs to you.

Health Stash

Our Health Stash account offers you an easy way to save and invest for future health and wellness expenditure. Just like a regular savings account, you deposit a regular amount and earn income on your Health Stash, whilst you sleep safe knowing that we give you the confidence and discipline to only spend your savings on health and wellness services. You can use our app to track your savings, and also pay a practitioner, all from the comfort of your smartphone. There are no PINs to remember, and no plastic cards to clog up your wallet. You don't need to make a long-term commitment, so if you want to close your account, just give us 30 days notice and your savings are returned to you without any fees or charges.

Optional Hospital Cover

If your income is more than $90,000 a year ($180,000 for families), it can make financial sense to buy low-cost hospital cover. Not only can we help you grow your Health Stash balance, we can also help you access affordable hospital cover with the added benefits of avoiding the Medicare Levy Surcharge, and avoiding wait-lists for elective surgery. Read more about Hospital Cover options.

Learn more


VSPRY Help Centre

Browse our FAQs and articles in the VSPRY Help Centre.

© VSPRY 2019-2021 with all rights reserved. This website is operated by Vspry Australia Limited ABN 41 631 026 330, a public company limited by shares, incorporated in Australia, and whose ultimate holding company is Vspry International Limited ABN 59 631 026 027 ("VI"), a public company limited by shares, incorporated in Australia. VSPRY® is a registered trademark of VI.


Our mission is find new and better ways for you to take care of your health, ways that put you in control, and let you decide what’s best for you. We have a vision for a future that will be brighter, and healthier, because it belongs to you.


Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you. Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595. Technology services are provided by Vspry Services Pty Limited ABN 73 646 565 611. Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.


You can contact us by telephone on 1800 934 185 (or +61 7 3184 4111 if calling from outside of Australia). If you are deaf or have a hearing or speech impairment, you can contact the National Relay Service in Australia on 133 677 and ask for 1800 934 185, or use the SMS Text Relay Service SMS relay by sending a text message to +61 423 677 767. You can visit us at Level 38, 71 Eagle St Brisbane, Queensland, on business days between the hours of 8:30am and 5:00pm. You can send us mail to PO Box 311 Wynnum QLD 4178. You can use our Live Chat service by clicking on the VSPRY Chat icon on this website. You can email us at You can message us using Messenger at, or using SMS or WhatsApp on +61 488 857 184.