Your health, your way

Some things we just accept, because that’s how it’s always been. When you have a life to be lived, the last thing you want is to be held back. When it comes to the most important things — like your freedom, money and health — don’t let anyone stand in your way.

What if you could find a new and better way to take care of your health, one that puts you in control, and lets you decide what’s best for you. A way to save, and to spend your own money on your well-being, with a safety net to fall back on. A self-health plan created for the generation that’s here, now. A generation with a future that will be brighter, and healthier, because it belongs to you.

Insurance vs Saving

You need a plan to be healthy, just like you need a plan to be financially secure.

  • Insurance is for disasters like your house burning down, or for you being struck by a chronic illness (health insurance).
  • Saving and investing helps to prevent a disaster (health savings)

Is it time to say Namaste to your health fund?

Designed by you, for you

Living well begins with focusing on what wellness means to you. For most, this probably involves prioritising those health and wellness essentials such as regular visits to the dentist, chiropractor, physio or optometrist. Though, for others it might mean investing in a personal trainer or regular appointments with a naturopath to achieve specific health and wellness goals.

Whether your goals are to get back in shape, to improve your diet or simply to de-stress and create a more balanced lifestyle, we are with you on your aspiration for a future that will be brighter, and healthier, because it belongs to you.

Health Saver

Our Health Saver offers you an easy way to save and invest for future health and wellness expenditure. Just like a regular savings account, you deposit a regular amount and earn income on your Health Saver, whilst you sleep safe knowing that we give you the confidence and discipline to only spend your savings on health and wellness services.

You can use our app to track your savings, and also pay a practitioner, all from the comfort of your smartphone. There are no PINs to remember, and no plastic cards to clog up your wallet.

You don't need to make a long-term commitment, so if you want to close your account, just give us 30 days notice and your savings are returned to you without any fees or charges.

Built for you?

Learn more about whether VSPRY is built for you.

Optional Hospital Cover

If your income is more than $90,000 a year ($180,000 for families), it can make financial sense to buy low-cost hospital cover. Not only can we help you grow your Health Saver balance, we can also help you access affordable hospital cover with the added benefits of avoiding the Medicare Levy Surcharge, and avoiding wait-lists for elective surgery.

Read more about Hospital Cover options.

©2019-2020 Vspry Australia Limited ABN 41 631 026 330.


Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you.


Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595.


Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.


VSPRY® is a registered trademark of Vspry International Limited. Your health, your way. Be very spry.