Health Saver

VSPRY offers you an easy way to save and invest for future health and wellness expenditure.

Just like a savings account, you deposit a regular amount and earn income on your Health Saver account, whilst you sleep safe knowing that VSPRY gives you the confidence and discipline to only spend your savings on health and wellness services.

You can use our app to track your savings, and also pay a practitioner, all from the comfort of your smartphone.

There are no PIN's to remember, and no plastic cards to clog up your wallet.

You don't need to make a long-term commitment, so if you want to close your account, just give us 30 days notice and your savings are returned to you without any fees or charges.

Register your interest today.

VSPRY Live Well Trust

Savings are held within a registered retail managed investment trust called VSPRY Live Well Trust ARSN 639 486 132, which is regulated by the Australian Securities and Investments Commissions ("ASIC"). The trust has an independent trustee and custodian. We invest your savings with one or more Australian banks, and aim to exceed the Reserve Bank of Australia's benchmark (series FRDIRSAC10K) for Online Savings Accounts with a $10,000 balance, which as at May 2020 is 0.05% p.a.

Choice of how and where you spend your cover

You get to decide where to spend your Health Saver funds.

Spend them on common procedures such as visits to the dentist, chiropractor, physio or optometrist.

Or, spend them at the gym, at a sporting club, at the vet for your pet, with a naturopath, or any other practitioner that in your opinion assists you to live well.

Your VSPRY Health Saver gives you the power to decide what wellness means to you. It's a health plan designed by you, for you.

Save and spend using the VSPRY app

  • See your balance at any time
  • Search for transactions
  • Find a practitioner
  • Book with a practitioner
  • Pay a practitioner or ask us for a reimbursment
  • Add a household member
  • Use PayLater
  • Get a quote for and purchase nib Hospital Cover

It's a self-health plan

Let's be really clear - you can only spend what you have saved in your Health Saver. If you incur a medical bill and you don't have enough savings in your Health Saver, you will need to fund the difference from another source. However, the best part of this is that you are not funding someone else's healthcare, and you will only pay for what you use. Now you can have a health plan that covers services that you want.

Financial Services Guide

You can learn more about our products and services by reviewing our Financial Services Guide.

Product Disclosure Statement

You can learn more about the Vspry Live Well Trust by reviewing the Product Disclosure Statement.

About us

You can learn more about VSPRY by visiting the about us page.

©2020 Vspry Australia Limited ABN 41 631 026 330.


Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you.


Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595.


Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.


VSPRY® is a registered trademark of Vspry International Limited. Live your best life and be very spry.