Virtual health cards

Millions of health consumers around the world have one or more physical health cards in their wallet, issued by public health agencies and private health insurance organisations. Despite ongoing digitisation efforts in other parts of the healthcare value chain, physical cards remain a stubborn reminder of analogue technology that is high cost and highly restrictive for healthcare organisations as they strive for efficiency.

Our solution

We can deploy a standalone virtual card solution in minutes, within a secure single-tenant public or private cloud environment, as a service. You only pay for the number of cards your customers activate. We support multi-brand programmes, so we can render cards across multiple domains with multiple authentication channels, through a single licence agreement.

Smart card

Use our GraphQL endpoints to securely engage with your cardholders using push notifications and secure messaging. Enable your cardholders to securely share documents including medical records, helping to automate your business processes, whilst providing an engaging user experience. Integrate your virtual card with mobile device handset wallet apps.

Your data

Our virtual card solution does not store data, and all requests and responses are handled on the basis that the data resides with the source and recipient according to your data exchange definitions. As a result, our solution is extremely secure with the lowest possible attack surface, supporting unlimited levels of scale and performance for the largest card fleets.

Adding a digital wallet

While the solution can stand alone, you can also integrate a digital health wallet, to help your customers accumulate and save the money they want to spend on future healthcare needs. Freedom for your customers to choose what to spend on and when. You can also set up Stash as a rewards programme.

Other capabilities

  1. Virtualisation service for healthcare cards and claims verification.
  2. Digital wallet platform for health deposits, health loans, health payments and merchant services.
  3. Healthcare marketplace tech enabling clinicians to market their services, and customers to search, book and pay for healthcare.
  4. Deployment framework to support secure deployment of technology to multiple healthcare clients, at scale.

Enabling tech

VSPRY adopts Google's BeyondCorp zero trust enterprise security model which allows for single sign-on, access control policies, access proxy, and user- and device-based authentication and authorisation. The VSPRY tech stack has 5 inter-connected components:

  • Core orchestrates all internal and external API calls, and manages access and security, and manages all software business logic.
  • Financial multi-currency financial ledgers offering atomicity and concurrency, with virtually unlimited scale.
  • Business product, process, business and customer management platform.
  • Application layer uses a single codebase to deploy a natively compiled, multi-platform user interface.
  • Warehouse offers a fully-managed, serverless data warehouse that enables scalable analysis over petabytes of data.


Our USP is that we make healthcare more accessible and affordable, by integrating healthcare funding solutions, healthcare record management, and healthcare marketplace technology, on a SaaS basis. For licensees of our technology, we remove the capital cost and project risk of building a similar solution internally which for many enterprises is outside of their area of expertise. We bring new sources of revenue, and deliver new customer experiences on a pay-per-user basis, enabling true retail healthcare.

Get in touch

Contact us via VSPRY CHAT or telephone us at our Australian office on +61 7 3184 4111, our United Kingdom office on +44 131 381 3939, or our Singapore office on +65 3129 3939, or schedule a meeting at


© VSPRY 2019-2022 with all rights reserved. VSPRY® is a registered trademark of VSPRY INTERNATIONAL LIMITED ABN 59 631 026 027, a public company limited by shares, incorporated in Australia, with a registered address of Level 38, 71 Eagle Street Brisbane, Queensland. In Australia, we operate as VSPRY AUSTRALIA PTY LIMITED ABN 41 631 026 330, with a registered address of Level 38, 71 Eagle Street Brisbane, Queensland. In Asia, we operate as VSPRY SG Pte Ltd UEN 202143128C, a proprietary company limited by shares, with a registered address of 68 Circular Road, #02-01, Singapore 049422.