Invest in you

Some things we just accept, because that’s how it’s always been. But the way it has been is not always the way it should be. When your whole life’s in front of you, the last thing you want, is to be held back.

When it comes to the most important things — like your freedom, money and health — don’t let anyone stand in your way. Because this is your time. You’re old enough and wise enough to make your own decisions.

What if you could find a new and better way to take care of your health? A smarter choice that puts you in control. and lets you decide what’s best for you. A way to save, and to spend your own money on your well-being, with a safety net to fall back on.

It's a self-health plan, created for the generation that’s here, now. A generation with a future that will be brighter, and healthier, because it belongs to you.

Start with a Health Saver

Just like a savings account, you deposit a regular amount and earn income on your Health Saver balance.

You sleep safe knowing that we give you the confidence and discipline to only spend your savings on health and wellness-related services.

All deposits made to your Health Saver remain yours. You don't need to worry about rushing off to Specsavers at the end of the year to get that 2 for 1 deal on glasses, that you actually don't need.

Paying into traditional health insurance is like renting a house that you'll never own, so if you stop your contributions, you have nothing to show for it. Health saving is about building an asset for you, one that you feel proud of because it belongs to you. A Health Saver is a smart alternative to health insurance.

100% Choice

You get to decide where to spend your Health Saver funds.

Spend them on common procedures such as visits to the dentist, chiropractor, physio or optometrist. Or, spend them at the gym, at a sporting club, at the vet for your pet, with a naturopath, or any other practitioner that in your opinion assists you to live well.

Your Health Saver gives you the power to decide what wellness means to you.

It's a health plan designed by you, for you.

Our app

  • See your balance at any time
  • Search for transactions
  • Find a practitioner
  • Book with a practitioner
  • Pay a practitioner or ask us for a reimbursment
  • Add a household member
  • Use PayLater
  • Get a quote for and purchase nib Hospital Cover

Built for you?

Learn more about whether VSPRY is built for you.

It's not insurance

Let's be really clear - you can only spend what you have saved in your Health Saver. If you incur a medical bill and you don't have enough savings in your Health Saver, you will need to fund the difference from another source.

However, the best part of this is that you are not funding someone else's healthcare, and you will only pay for what you use. Now you can have a health plan that covers services that you want.

Optional Hospital Cover

If your income is more than $90,000 a year ($180,000 for families), it can make financial sense to buy low-cost hospital cover.

Not only can Vspry help you grow your Health Saver balance, we can also help you access affordable hospital cover with the added benefits of avoiding the Medicare Levy Surcharge, and avoiding wait-lists for elective surgery.

Read more about Hospital Cover options.

©2019-2020 Vspry Australia Limited ABN 41 631 026 330.


Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you.


Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595.


Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.


VSPRY® is a registered trademark of Vspry International Limited. Your health, your way. Be very spry.