Health Stash is a smart choice

When you have a life to be lived, the last thing you want is to be held back. When it comes to the most important things — like your freedom, money and health — don’t let anyone stand in your way. We are in business to create health prosperity for you, the community and the planet, by finding new and better ways for you to take care of your health, ways that put you in control, and let you decide what’s best for you.

We have a vision for a future that will be brighter, and healthier, because it belongs to you.

Our Values

Our values define us through the way we do things in pursuit of our Mission and Vision.

  • Adhocracy - People can affect change at any level of the organisation. We embrace diversity of thought. We strive for transparency.
  • Adventure - We love innovating with a sense of adventure. Underpinning our innovation is our willingness to try new ways and new things.
  • Grit - We tackle big challenges. We embrace failure to learn to build a better outcome.
  • Just - We do what is right and fair. We own the problem and resolve it by delivering a just outcome in form and substance. We don’t take shortcuts.
  • Simplicity - In a world that is increasingly complex, we strive to simplify experiences for our team, customers and stakeholders.


We have developed a disruptive digital payments and health fund challenger, with the following products:

  • Health Stash - Build a health nest egg, so you can invest in your health, your way.
  • Rewards Program - Get rewarded for investing in your health.
  • Hospital Cover - Optional Hospital Cover so you can avoid the Medicare Levy Surcharge.
  • PayLater - Manage surprise health and wellness expenses by splitting the cost of a health bill into instalments.

Target Market

Learn more about the ideal customer for VSPRY.


Entities within the VSPRY Group (Group) are regulated directly or indirectly by a number of authorities in Australia, including the Australian Securities and Investment Commission (ASIC), and Australian Transaction Reports and Analysis Centre (AUSTRAC). Please refer to our Regulatory Statement for more information.


We are headquartered in Brisbane (Australia), and proudly employ software engineers and creative minds, often as graduates from local universities. We value diversity within our team, as we foster a culture that is inclusive and fun to work within.


See what people are saying about VSPRY on our reviews page.


  • Adam Stone - Technology
  • Andre Perry - CIO
  • Dee Dinh - Technology
  • Freja Daniels-Gillen - Communications
  • John Richards - Finance
  • Mark Harper - CEO
  • Nick Brown - Technology
  • Porscha Harper - Service Delivery


We're a passionate and highly-skilled team, here to help Australians live their best life. We are always looking for talented people with skills to build amazing technology, create great experiences for our customers, and to come to work not just because they need an income, but to make a difference. Being a relatively young business, our people also need a lot of grit, flexibility and determination to ride through the tough patches. Visit our careers page for more info.


VSPRY was founded in January 2019 by Dr David Hills, Andre Perry and Mark Harper. David is a registered health practitioner with first-hand experience of a healthcare system under pressure. Andre and Mark offer complementary skills to David. Andre has held senior technology roles both in Australia and internationally. Mark brings the skills needed to lead and run a complex financial services business.


Visit our Investor Centre page for further information.


As background, the origin of our brandmark VSPRY, is the shortening of the words "very spry". Spry means full of life and energy, which is what we want for you.

Get in touch

Contact us via VSPRY CHAT or telephone us on 1800 934 185 or +61 7 3184 4111 if calling from overseas. You can also contact the National Relay Service and ask for 1800 934 185.

VSPRY Help Centre

Browse our FAQs and articles in the VSPRY Help Centre.

© VSPRY 2019-2021 with all rights reserved. This website is operated by Vspry Australia Limited ABN 41 631 026 330, a public company limited by shares, incorporated in Australia, and whose ultimate holding company is Vspry International Limited ABN 59 631 026 027 ("VI"), a public company limited by shares, incorporated in Australia. VSPRY® is a registered trademark of VI.


Our mission is find new and better ways for you to take care of your health, ways that put you in control, and let you decide what’s best for you. We have a vision for a future that will be brighter, and healthier, because it belongs to you.


Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you. Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595. Technology services are provided by Vspry Services Pty Limited ABN 73 646 565 611. Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.


You can contact us by telephone on 1800 934 185 (or +61 7 3184 4111 if calling from outside of Australia). If you are deaf or have a hearing or speech impairment, you can contact the National Relay Service in Australia on 133 677 and ask for 1800 934 185, or use the SMS Text Relay Service SMS relay by sending a text message to +61 423 677 767. You can visit us at Level 19, 10 Eagle St Brisbane, Queensland, on business days between the hours of 8:30am and 5:00pm. You can send us mail to PO Box 311 Wynnum QLD 4178. You can use our Live Chat service by clicking on the VSPRY Chat icon on this website. You can email us at You can message us using Messenger at, or using SMS or WhatsApp on +61 488 857 184.