Products

Developed for banks in emerging markets that demand a lightweight, secure, cloud-native core banking system they can scale up with. Includes all of the key functionality to operate the front and middle office of a regional or rural bank that is making the leap from branch banking and on-prem legacy infrastructure to digital banking to serve the billions of people around the planet who are unbanked or under-banked.

• End user progressive web app under your domain
• Pre-configured workflows for retail and business products and segments
• Product, policy and risk controls, along with document management and native digital signature capability
• Serverless data warehouse

Developed for the financial services industry but adaptable to any industry, our Rewards platform uses gamification to set bespoke goals for your customers to achieve, rewarding them with points that they can redeem for products, services and discounts that you control.

• End user progressive web app under your domain
• Browser, SMS and email notifications
• OIDC authentication
• Serverless data warehouse

Developed for banks and financial services businesses looking for lightweight, cloud-first, enterprise-grade, end-to-end loan origination solutions. Out of the box, our Lending platform includes:

• End user progressive web app under your domain
• Pre-configured workflows for consumer and business lending, both secured and unsecured
• Product, policy and risk controls, along with document management and native digital signature capability
• Serverless data warehouse

Developed for issuers of plastic cards as a lightweight, secure and highly scalable platform to issue and manage virtual cards. Ideal for rewards programs, health insurers, and identity issuers. Out of the box, our Digicard platform includes:

• End user progressive web app under your domain
• Push notifications (browser-based)
• OIDC authentication
• Serverless data warehouse

AI solution for banks and lenders within a business lending origination flow, our Ai credit LLM service enables smart automation of data structuring, data transformation, and data analysis processes unrivalled in terms of cost, speed and repeatability of functions typically completed by a human, and includes:

• Spreading of financial statements
• Bank transaction analysis and reconciliation to financial statements
• Balance sheet, profit/loss, and cash flow metrics
• Fraud detection and risk score
• Predictive credit risk scores

• Purpose-driven, dynamic sharing of a digital identity for your employees, members, customers, agents, contractors etc.
• Cloud-hosted, and works on any device
• Usage-based subscription plans from as low as USD $20 per month
• Independent card authenticity
• Customised for your organisation - branding, data elements, sharing purposes etc.