ABOUT

HEALTH SAVING

Some things we just accept, because that’s how it’s always been. When you have a life to be lived, the last thing you want is to be held back by archaic rules. When it comes to the most important things — like your freedom, money and health — don’t let old ways stand in your way. What if you could find a new and better way to take care of your health, one that puts you in control, and lets you decide what’s best for you. A way to save, and to spend your own money on your well-being, with a safety net to fall back on.

SAVE

Deposit into your Health Saver and watch your balance grow.

SPEND

Use our app to access your health savings, and pay a practitioner.

REWARDS

Be rewarded by your practitioner for investing in your health.

SPRY

It's your health, your money and your freedom. Be very spry.

OPEN A

HEALTH SAVER

It's easy to get started ...

1

Go to our web app

No download required. It works on your mobile, tablet, laptop or desktop.

2

Create a free account

It’s just like a savings account, but designed for healthcare. Sign up, verify your identity, and you’re good to go.

3

Start investing in you

Add funds, setup a regular deposit schedule, and take control of your healthy future, because it belongs to you. Very spry.

INVESTING IN

YOUR HEALTH

All deposits made to your Health Saver remain yours. You don't need to worry about rushing off to Specsavers at the end of the year to get that 2 for 1 deal on glasses, that you actually don't need. You get to determine where you can spend your money. Paying into traditional health insurance is like renting a house that you'll never own. Health saving is about building an asset for you, one that you feel proud of because it belongs to you.

— spend at traditional healthcare providers like doctors, dentists, and physio’s.

— spend at wellness specialists like naturopaths, yoga classes and gyms.

— spend at petcare providers like veterinarians, animal hospitals, and puppy schools.

MOBILE APP

FEATURES

If a practitioner is on our platform, you can pay using our app. No cards to carry or PIN numbers to remember. You can also upload a receipt and obtain reimbursement if you pay by another method.

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Easy mobile payments

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Cardless

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See your balances

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Find practitioners

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Earn rewards

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Book appointments

ONLY PAY FOR WHAT YOU USE

HEALTH SAVING

Just to be really clear, a Health Saver is not insurance. You can’t spend more than you have saved, unless you add optional Hospital Cover. You can sleep comfortably knowing that you are not buying health services you will never use, and you are not funding the healthcare of the wealthy. There are no long-term contracts, and you can withdraw your health savings with 30 days notice if you need your money back, with no fees or penalties.

SAFETY NET

HOSPITAL COVER

VSPRY is all about helping you to save for your future health and wellness needs. But it can sometimes make sense to buy Hospital Cover, to reduce tax, or to provide a safety net. VSPRY has a Distribution Agreement with nib health funds limited. If you purchase a Hospital Cover policy, all servicing, claims and customer support is provided to you by nib.

Avoid the Medicare Levy Surcharge

If you earn over $90 000 per year as a single, or over $180 000 per year as a family, the cost of a premium can often be less than the tax surcharge you would otherwise pay.

Avoid public waiting lists

The public health system is pretty good, but there can be wait lists for elective procedures. Hospital cover can help you get your elective procedure completed more quickly.

Low cost

Choose your level of cover, and avoid paying for services you can get done in a public hospital, or simply will never need.

QUESTIONS

FAQs

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JOIN THE HEALTH SAVING REVOLUTION

Open a Health Saver account and own your health future.

©2019-2020 Vspry Australia Limited ABN 41 631 026 330.

 

Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you.

 

Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595.

 

Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.

 

VSPRY® is a registered trademark of Vspry International Limited. Your health, your way. Be very spry.