Invest in you

You can invest in a house, a business, or superannuation. But your investments aren't much use if you don't have your wellness. Health insurance makes sense for high income earners or those that have chronic illness, but for many young and healthy people, a Vspry Health Saver is the smarter alternative.


Deposit into your Vspry Health Saver and watch your balance grow and earn monthly income.


Use the Vspry app to access your Vspry Health Saver and pay a practitioner.

Earn Rewards

Be rewarded by your practitioner for investing in your health.

Live Well

By saving, spending and earning rewards, you are empowered to reach your health and wellness goals, so you can live well.


It starts with a Vspry Health Saver

It's easy to get started! Simply navigate to our web app from the menu and create a free account.


Navigate to our web app

No download required.


Create a free account

It’s just like a savings account, but designed for health saving. Sign up, verify your identity, and you’re good to go.


Start investing in you

Add funds, setup a regular deposit schedule, and take control of your health future.


Liberate your health

Traditional health funds devote most of their contract conditions trying to explain what you are not covered for. If you find it confusing, or paternalistic to be told what treatments or practitioners you are allowed to use, we’re with you. That’s why you can spend your Vspry Health Saver funds with any practitioner or retailer that helps you to live well.

Traditional healthcare providers like doctors, dentists, and physio’s.

Wellness specialists like naturopaths, yoga classes and gyms.

Petcare providers like veterinarians, animal hospitals, and puppy schools.


Vspry mobile app features

If a practitioner is on the Vspry platform, you can pay using the Vspry app. No cards to carry or PIN numbers to remember. You can also upload a receipt and obtain reimbursement if you pay by another means.

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Easy mobile payments

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See your balances

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Find practitioners

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Receive rewards

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Book appointments


It's a DIY health plan

Just to be really clear, a Vspry Health Saver is not insurance. You can’t spend more than you have saved, unless you access our PayLater product. You can sleep comfortably knowing that you are not buying health services you will never use, and you are not funding the healthcare of the wealthy. It’s a DIY health plan that covers items that you want.


Optional hospital cover

It's optional, but sometimes it just makes sense!

Avoid the Medicare Levy Surcharge

If you earn over $90 000 per year as a single, or over $180 000 per year as a family, it might make sense to take out Hospital Cover.

Avoid public wait lists

The public health system is really good, but there can be wait lists for some elective procedures. Hospital cover can help you get your elective procedure completed more quickly.

Low cost

Select from Basic Essential Plus, Bronze Plus or Silver Plus levels of cover.


Frequently asked questions


Get started today, and control your health future

Open a Vspry Health Saver and take control of your health future!

©2020 Vspry Australia Limited ABN 41 631 026 330.

Products and services shown on this website are currently not available for sale until such time as various regulatory and licensing approvals have been granted. The information on this website is general in nature and doesn't consider your personal circumstances, so please take the time to make sure that a product or service is right for you.

Products and services are issued by different companies. Saving/investment products are issued by Kinsmen Securities Limited ABN 50 100 139 820 AFSL 222650. Hospital cover products are issued by nib health funds limited ABN 83 000 124 381. PayLater products are issued by Vspry Money Pty Limited ABN 88 638 831 857. Merchant products are issued by Vspry Australia Limited ABN 41 631 026 330. Reward products are issued by Vspry Rewards Pty Limited ABN 88 638 677 595.

Always read the relevant Product Disclosure Statement, our General Terms, and any product-specific Terms.

VSPRY® is a registered trademark of Vspry International Limited. Live your best life and be very spry.