Some things we just accept, because that’s how it’s always been. When you have a life to be lived, the last thing you want is to be held back by archaic rules. When it comes to the most important things — like your freedom, money and health — don’t let old ways stand in your way. What if you could find a new and better way to take care of your health, one that puts you in control, and lets you decide what’s best for you. A way to save, and to spend your own money on your well-being, with a safety net to fall back on.
Deposit into your Health Saver and watch your balance grow.
Use our app to access your health savings, and pay a practitioner.
Be rewarded by your practitioner for investing in your health.
It's your health, your money and your freedom. You own it, not your insurer.
It's easy to get started ...
No download required. It works on your mobile, tablet, laptop or PC.
It’s just like a savings account, but designed for health saving. Sign up, verify your identity, and you’re good to go.
Add funds, setup a regular deposit schedule, and take control of your healthy future, because it belongs to you.
All deposits made to your Health Saver remain yours. You don't need to worry about rushing off to Specsavers at the end of the year to get that 2 for 1 deal on glasses, that you actually don't need. You get to determine where you can spend your money. Paying into traditional health insurance is like renting a house that you'll never own, so if you stop your contributions, you have nothing to show for it. Health saving is about building an asset for you, one that you feel proud of because it belongs to you.
— spend at traditional healthcare providers like doctors, dentists, and physio’s.
— spend at wellness specialists like naturopaths, yoga classes and gyms.
— spend at petcare providers like veterinarians, animal hospitals, and puppy schools.
If a practitioner is on our platform, you can pay using our app. No cards to carry or PIN numbers to remember. You can also upload a receipt and obtain reimbursement if you pay by another method.
ONLY PAY FOR WHAT YOU USE
Just to be really clear, a Health Saver is not insurance. You can’t spend more than you have saved, unless you add optional Hospital Cover. You can sleep comfortably knowing that you are not buying health services you will never use, and you are not funding the healthcare of the wealthy. There are no long-term contracts, and you can withdraw your health savings with 30 days notice if you need your money back, with no fees or penalties.
VSPRY is all about helping you to save for your future health and wellness needs. But it can sometimes make sense to buy Hospital Cover, to reduce tax, or to provide a safety net. VSPRY has a Distribution Agreement with nib health funds limited. If you purchase a Hospital Cover policy, all servicing, claims and customer support is provided to you by nib.
If you earn over $90 000 per year as a single, or over $180 000 per year as a family, the cost of a premium can often be less than the tax surcharge you would otherwise pay.
The public health system is really good, but there can be wait lists for some elective procedures. Hospital cover can help you get your elective procedure completed more quickly.
Choose your level of cover, and avoid paying for services you can get done in a public hospital, or simply will never need.
All funds are invested into a cash management facility with one or more Australian banks.
Yes. You can open 1 account, and then nominate family members to use your Health Saver for health, wellness and veterinarian services.
Login to your account and select “Add Funds”. Once you have completed the request, we will initiate a direct debit from your nominated bank account.
Traditional healthcare providers like doctors, dentists, and physio’s. Wellness specialists like naturopaths and yoga classes. Petcare providers like veterinarians, animal hospitals, and puppy schools.
Let’s assume you have $1 000 in your Vspry Health Saver, and you visit the dentist and need $1 400 worth of treatment. Subject to approval, we will allow you to defer the $400 and repay it over a small number of equal fortnightly or monthly installments, interest and fee free!