VSPRY HEALTH SAVER
You can invest in a house, a business, or superannuation. But your investments aren't much use if you don't have your wellness. Health insurance makes sense for high income earners or those that have chronic illness, but for many young and healthy people, a Vspry Health Saver is the smarter alternative.
Deposit into your Vspry Health Saver and watch your balance grow and earn monthly income.
Use the Vspry app to access your Vspry Health Saver and pay a practitioner.
Be rewarded by your practitioner for investing in your health.
By saving, spending and earning rewards, you are empowered to reach your health and wellness goals, so you can live well.
WHERE TO BEGIN
It's easy to get started! Simply navigate to our web app from the menu and create a free account.
No download required.
It’s just like a savings account, but designed for health saving. Sign up, verify your identity, and you’re good to go.
Add funds, setup a regular deposit schedule, and take control of your health future.
FREEDOM OF CHOICE
Traditional health funds devote most of their contract conditions trying to explain what you are not covered for. If you find it confusing, or paternalistic to be told what treatments or practitioners you are allowed to use, we’re with you. That’s why you can spend your Vspry Health Saver funds with any practitioner or retailer that helps you to live well.
Traditional healthcare providers like doctors, dentists, and physio’s.
Wellness specialists like naturopaths, yoga classes and gyms.
Petcare providers like veterinarians, animal hospitals, and puppy schools.
BUILT FOR THE MOBILE GENERATION
If a practitioner is on the Vspry platform, you can pay using the Vspry app. No cards to carry or PIN numbers to remember. You can also upload a receipt and obtain reimbursement if you pay by another means.
ONLY PAY FOR WHAT YOU USE
Just to be really clear, a Vspry Health Saver is not insurance. You can’t spend more than you have saved, unless you access our PayLater product. You can sleep comfortably knowing that you are not buying health services you will never use, and you are not funding the healthcare of the wealthy. It’s a DIY health plan that covers items that you want.
STILL WANT INSURANCE?
It's optional, but sometimes it just makes sense!
If you earn over $90 000 per year as a single, or over $180 000 per year as a family, it might make sense to take out Hospital Cover.
The public health system is really good, but there can be wait lists for some elective procedures. Hospital cover can help you get your elective procedure completed more quickly.
Select from Basic Essential Plus, Bronze Plus or Silver Plus levels of cover.
All funds are invested into a cash management facility with one or more Australian banks.
Yes. You can open 1 account, and then nominate family members to use your Vspry health savings for health, wellness and veterinarian services.
Login to your Vspry account and select “Add Funds”. Once you have completed the request, Vspry will initiate a direct debit from your nominated bank account.
Traditional healthcare providers like doctors, dentists, and physio’s. Wellness specialists like naturopaths and yoga classes. Petcare providers like veterinarians, animal hospitals, and puppy schools.
Let’s assume you have $1 000 in your Vspry Health Saver, and you visit the dentist and need $1 400 worth of treatment. Subject to approval, Vspry will allow you to defer the $400 and repay it over a small number of equal fortnightly or monthly installments, interest and fee free!