Loan origination platform

Cloud-native, core operating software for banks, lenders and financial marketplaces.


  • Customer onboarding via a Customer Portal (private label PWA) can also be used to display account balances and transaction history of asset and liability products.
  • Branch staff and broker agent portal.
  • AML/CTF workflows and business rules.
  • Workflows support functional segregation of duties.
  • Product definitions for eligibility compliance.
  • Scorecard definition and execution.
  • Document versioning for Privacy Policies, General Terms, and standard-form Loan Contracts, supported by native digital signature execution and document management.
  • Collateral definition and management.
  • Granular credit-decisioning workflows.
  • Delegated credit authority execution supporting single and joint decisioning.
  • Granular funding and certification workflows.
  • Loan schedule generation.
  • Immutable-like data history and record history.
  • Authentication and user management with support for OIDC and SSO.
  • Hosted in a dedicated cloud environment.
  • Infrastructure and application monitoring access.
  • Documented SLAs.


  • SaaS plans for the vspry loan origination platform start from as low as $5,000 USD per month.
  • Configuration and integration services fees may apply, subject to your requirements.
  • Additional SaaS fees may apply, depending the chosen configuration.
  • Minimum contractual commitment of 12 months, with discounts available for longer term commitments.
  • Pricing subject to annual inflation adjustments.
  • Billing currency is USD unless otherwise negotiated.
  • Software licensing agreement issued by VSPRY SG Pte. Ltd UEN 202143128C, a company incorporated in Singapore.


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