Core banking platform

Cloud-native, core operating software for banks and lenders adopting a digital-first business model.


Make products and set target markets module

  • Product definitions
  • Target market definitions
  • Customer segments
  • Interest rates
  • Fee & charges
  • Risk scorecards
  • Contractual terms
  • Collateral types

Private label customer app module

  • Create customer profile
  • Provide AML/CTF information
  • Search relevant offers
  • Make applications for products
  • View/sign digital contracts
  • View in-app messages
  • Initiate customer service requests

Credit analysis and funding module

  • Application validation
  • AML/CTF verification
  • Bank statement analysis
  • Credit scoring
  • Financial spreading
  • Serviceability analysis
  • Decisioning
  • Funding and disbursement

Ledger accounting and financial processing module

  • Atomic transaction processing
  • GL mapping
  • Customer ledgers
  • Inward and outward payment files
  • Job scheduling (e.g. interest posting, statement generation)
  • Reconciliation

Customer and counterparty management module

  • Counterparty = Account
  • Each Account is accessible by a Contact (individual) via one or more "capacities"
  • Lifecycle and state management
  • Authentication and user management

Data and analytics module

  • Serverless data warehouse
  • Real-time data feeds
  • Drop and drag data studio
  • Audit and traceability

API and integration module

  • OIDC authentication
  • AML/CTF verification service
  • Payments provider service
  • API library


  • SaaS plans for the vspry core banking platform start from as low as $10,000 USD per month.
  • Configuration and integration services fees may apply, subject to your requirements.
  • Additional SaaS fees may apply, depending the chosen configuration.
  • Minimum contractual commitment of 12 months, with discounts available for longer term commitments.
  • Pricing subject to annual inflation adjustments.
  • Billing currency is USD unless otherwise negotiated.
  • Software licensing agreement issued by VSPRY SG Pte. Ltd UEN 202143128C, a company incorporated in Singapore.


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