Entities within the VSPRY Group (Group) are regulated directly or indirectly by a number of authorities in Australia, including:
Vspry Australia Limited ABN 41 631 026 330 is also a member of the Australian Financial Complaints Authority (AFCA), which is a regulated external dispute resolution service.
The Group is founded on a high standard of governance and transparency. BDO Audit Pty Ltd ABN 33 134 022 870 acts as auditor, with a Directors Report and Financial Report published with ASIC annually.
Entities within the Group may be a ‘disclosing entity’ while they have 100 or more investors. A disclosing entity is subject to regular reporting and continuous disclosure requirements under the Corporations Act. You will be able to obtain from, or inspect at an ASIC office, copies of any documents lodged with ASIC in relation to a disclosing entity. If applicable, you may also obtain from Vspry, free of charge, copies of:
Some of these documents (including continuous disclosure notices) will also be available from our Disclosure page.
The Group's Governance Framework has 5 core components:
Vspry International Limited ABN 59 631 026 027 is a public company registered in Australia, and the ultimate holding company for the Group. It owns 100% of the shares in Vspry Australia Limited (the operator of this website), Vspry Rewards Pty Limited, and Vspry Money Pty Limited. Vspry International owns the Vspry trademarks and all intellectual property within the Group.
Vspry Australia Limited ABN 41 631 026 330 is a public company registered in Australia, and employs all the staff within the Group in Australia. Vspry Australia is the manager and administrator of the Vspry Live Well Trust. Vspry Australia also provides marketing services to merchants, administrative services to Vspry Rewards Pty Limited, and administrative services to Vspry Money Pty Limited.
Vspry Rewards Pty Limited ABN 88 638 677 595 is a private company registered in Australia, and a special-purpose entity established to hold the liabilities associated with the Vspry Rewards program, delivering members of the program with confidence that Vspry's future rewards obligations can be honoured.
Vspry Money Pty Limited ABN 88 638 831 857 is a private company registered in Australia, and a special-purpose entity established to fund and operate the Vspry PayLater instalment product.
The Vspry Live Well Trust ARSN 639 486 132 is a registered managed investment trust. The trustee is Kinsmen Securities Limited ABN 50 100 139 820 whom holds Australian Financial Services Licence number 222650.